The EU Green Deal is driving unprecedented investment in sustainable projects across Europe, but access to these funds remains a major barrier for businesses and individuals.

• The grant application process is notoriously complex, requiring detailed technical and financial information

• Many eligible applicants lack the resources or expertise to navigate these requirements, leading to underutilized funds

• Even after approval, grants are typically disbursed upon project completion or asset purchase, creating significant delays

• For example, funds for heat pump installation or electric vehicle (EV) purchase might only be available months after the initial investment

• Without adequate liquidity, many applicants cannot afford to wait, which stalls project adoption and limits overall impact